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Annuities Explained – What is an Annuity? Here’s An Easy-To-Understand Full Rundown on Annuities

An annuity is best defined as “a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future.”

In layman’s terms, it’s what I like to call “income insurance.”

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